How we help Consumers

Unlike single-purpose transaction providers, our patented technology allows you to create stored-money accounts that can be used in multiple ways. Simply open an eDeposit account and designate funds for online auctions, one-to-one online purchases, online checking, security deposits or downpayments. Funds are never released until you’re satisfied the other party has met their obligation. As the ideal purchasing alternative to credit cards, we mitigate risk and eliminate the need to exchange any private financial information with sellers or retailers. Plus, we safeguard all funds in interest-bearing, FDIC insured accounts.

securePAYMENT transactions

securePAYMENT transactions give you the confidence to safely purchase items from retailers, online auction sites or online classified sites without worry. Also ideal for instances when you need to make secure payments on delivery (SPOD)SM.

securePAYMENT transactions accomplish the following:

  • Eliminate the need to use credit cards or exchange private financial information with sellers or merchants.
  • Verify all sellers and merchants as part of the eDeposit account initiation process.
  • Dispense with the expense and risk of accepting credit cards or checks when auctioning or selling an item online.

secureCOD transactions

secureCOD transactions provide you with the convenience to engage in transactions that require payment on delivery. Funds are simply placed on hold in your eDeposit account and then automatically transferred when delivery is made.

secureCOD transactions accomplish the following:

  • Eliminate the need to use credit cards or exchange private financial information with sellers or merchants.
  • Save you the hassle of having to be home when a payment-on-delivery purchase is made.

securePACT transactions

securePACT transactions provide you with the added security and flexibility to engage in transactions that require a deposit or downpayment, such as rental deposits, real estate purchases or other legal transactions.

securePACT transactions accomplish the following:

  • Create opportunities to make a security deposit with property managers or rental offices who do not accept credit-card payment for security deposits.
  • Safeguard funds in interest-bearing, FDIC insured accounts until an agreement has been reached between the parties to release funds.
  • Give you the ability to easily transfer money into your eDeposit account and retrieve it when the transaction is complete.